Selecting the top insurance companies can be rather tricky. There are dozens of different options out there, so you need to know not only the service packages the companies provide, but also what other customers rate the companies in terms of overall experience. With this information, you can determine what is going to work best for you or not. With the help of the best rated auto insurance companies, you can then go through and select the one that is going to offer you the best option possible.
USAA is, according to MSN Money, the top insurance company out there. It has an A++ in terms of financial strength ratings, and 4.5 out of 5 ratings for both customer service and claims processing. However, USAA is only available to individuals who are part of the military or descendants of former military members.
State Farm also has an A++ rating with a 4.3 rating out of 5 for customer service and claims processing. Overall, the company is rated just under USAA. Now, it is important to consider these ratings do not have any sort of impact or reflection on the cost of packages, but instead simply on the kinds of services provided and the speed at which the company processes claims.
Farmers has an A financial strength rating, but a 4.4 out of 5 for claims processing and customer service, which places it just slightly under State Farm as one of the best rated auto insurance companies.